If you’re craving the fare at a particular high-end restaurant, you may not be sure whether you can fit that experience into your budget. But this will show you that with just a little saving and planning, you can. Just follow these two steps:
Lunch at 360 Restaurant in Toronto 1. Reevaluate your expenses Reevaluating your expenses is really about reevaluating your priorities. It can help you ensure that you’re putting your money in places that are giving you enjoyment. Start by keeping a detailed inventory of your expenses over a week or a month, and then sit down at the end of that time to decide which ones you’re glad you made and which ones you could have done without. Begin to change your spending habits by removing the second category of expenses, and start saving money. Realize that giving up the expenses you can live without doesn’t have to mean giving up fun — look for inexpensive alternatives to your former activities that are both fun and cheap. 2. Put the money you save toward the experiences you want to have Make a list of all the culinary experiences you dream of having, and arrange the list in order of importance to you. If getting a new range for your home is more important than any restaurant you could eat at, maybe that belongs at the top of your list. Or if there’s a restaurant you’ve been dying to try for years, maybe that will be your priority. Keep track of the money you’re saving, and when you’ve saved enough to afford some of the items on your list, have at it! When a year goes by and you realize you’ve been able to indulge in more wish-list experiences than you thought possible, you will probably be very glad you rearranged your priorities. However, you should always cover any debts before making any splurges. Anne Perkins is a freelance writer focused on how to live large on a little living. She writes about QuickQuid online payday loans and enjoys taking any idea and making it easier or cheaper to complete.